Invest in Multi-Family Properties

Multi-Family 2-4 Unit

Unlock tailored financing solutions for your 2 to 4-unit investment properties. Our investor-focused approach ensures flexible terms and quick approvals to help you achieve your real estate goals. Complete the form below, and our lending experts will reach out to discuss your project.

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UP TO
6.75%
RATES FROM*
80%
LTV
10-22
DAY CLOSE
30, 40yr
I/O OPTION
$100k up to $5M

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Multi-Family 2-4 Unit

Benefits

Why Choose Our Multi-Family 2-4 Unit Loans?

We provide specialized lending solutions for investors looking to grow their portfolios with multi-family properties. Designed for real estate professionals focused on rental income or value-add investments, our loans combine competitive rates, flexible terms, and a streamlined approval process. Our investor-focused approach ensures you receive reliable, hassle-free financing that helps you maximize returns while expanding your property holdings.

Tailored for Real Estate Investors

Are We a Good Fit?

Our Multi-Family loans, structured as DSCR products, provide flexible financing for investors looking to acquire or refinance 2 to 50-unit residential properties. To qualify, you’ll need:

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Experience

First time home buyer allowed

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Credit Score

Minimum of 680

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Liquidity/Reserves

20% down payment with 1–3 months of reserves.

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Property Type

SFR, Condo, Townhome, 2–4 Units

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Additional Requirements

Non-Owner-Occupied, No Seasoning Requirement, Blanket Loan Option, Rural Allowed

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Begin your journey to homeownership today!

Key Loan Terms for Real Estate Investors

MF Loan Highlights

Transparent and Investor-Focused Loan Terms

Product Type
Multi Family 2-4 Unit
Experience Required:
First time home buyer allowed
Minimum Credit Score:
680
Liquidity:
20% Down
Reserves:
1-3mo. Reserves
Prepayment Penalty:
Optional
Closing Timeline:
10 to 22 Days
Draw Schedule:
N/A
Rate:
6.75%
Loan-to-Value LTV:
80%
Loan-to-Cost (LTC):
N/A
Loan Term:
30, 40 Yr or Interest Only
Asset Types:
SFR, Condo, Townhome, 2–4 Units
Loan Amount Min:
$100k
Loan Amount Max:
$5M
Product Specifics:
Non-Owner-Occupied, No Seasoning Requirement, Blanket Loan Option, Rural Allowed
Number of Units:
2 to 4 Units

Where We Lend

States We Lend In

Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario.
Give us a call to see what we can do for you.