DSCR

Let’s Fund Your Rental Investment!

Secure flexible, investor-focused financing with our DSCR loans, tailored for real estate professionals. With quick approvals and dependable terms, we make it easier to grow your portfolio or refinance existing properties. Fill out the form below to get started.

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(714) 247-9841

UP TO

6.325%

RATES FROM*

80%

LTV

10-22

DAY CLOSE

30, 40yr

I/O OPTION

$75k up to $5M

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DSCR

Benefits

Why Choose Our DSCR Loans?

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(714) 247-9841

DSCR (Debt Service Coverage Ratio) loans provide a streamlined financing solution based on property cash flow rather than personal income. Perfect for experienced investors, these loans simplify the process of accessing capital for acquisitions, refinancing, or portfolio growth. With competitive rates and flexible terms, DSCR loans are ideal for real estate professionals looking for quick, hassle-free funding to support their investment strategies.

DSCR Calculator

Debt Service Coverage Ratio (DSCR) is calculated as Monthly Rent divided by Total Expenses (P&I + other expenses).

Monthly Rent: Expenses, Principal & Interest:

Simple Qualifications for DSCR Lending

Are We a Good Fit?

Our DSCR loans are designed to be flexible and accessible for investors focused on building long-term wealth. To qualify, you’ll need:

Experience

1+ Completed Properties

Credit Score

Minimum of 620.

Liquidity/Reserves

20% down payment and 1–3 months of reserves.

Property Type

SFR, Condo, Townhome, 2–4 Units

Additional Requirements

Non-Owner-Occupied, No Seasoning Requirement, Blanket Loan Option

Get Started

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Begin your journey to homeownership today!

Apply Now!

(714) 247-9841

Key Loan Terms for Real Estate Investors

DSCR Loan Highlights

Transparent and Investor-Focused Loan Terms

Product Type

DSCR

Experience Required:

1+ Completed Properties

Minimum Credit Score:

620

Liquidity:

20% Down

Reserves:

1-3mo. Reserves

Prepayment Penalty:

Optional

Closing Timeline:

10 to 22 Days

Draw Schedule:

N/A

Rate:

6.325%

Loan-to-Value LTV:

80%

Loan-to-Cost (LTC):

N/A

Loan Term:

30, 40 Yr or Interest Only

Asset Types:

SFR, Condo, Townhome, 2–4 Units

Loan Amount Min:

$75k

Loan Amount Max:

$5M

Product Specifics:

Non-Owner-Occupied, No Seasoning Requirement, Blanket Loan Option

Number of Units:

1 to 4 Units

Apply Now!

(714) 247-9841

Expert Support for DSCR Lending

Effortless Process: Enjoy a simplified loan process with clear criteria and fast approvals — no unnecessary hoops.
Fast Funding: Close in as little as 10 to 22 days, enabling you to capitalize on time-sensitive opportunities.
Investor-Focused Lending: Tailored for real estate investors with flexible terms, competitive rates, and options like interest-only or long-term loans.
Trusted Expertise: Partner with a team that understands real estate investing — whether you're financing your first property or scaling your portfolio.

Apply Now!

(714) 247-9841

Where We Lend

States We Lend In

Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario.
Give us a call to see what we can do for you.

Apply Now!

(714) 247-9841